SECOND-CHANCE FINANCE
At State Line Nissan we understand that bad credit can happen to good people. Divorce, bankruptcy, medical bills, or even repossessions can stack up quickly and make you feel as though you may never get back on top. We want you to know that you can. We can help you get back on the road to credit recovery with a car loan, presenting the opportunity to mend your damaged credit.
With 25 national lender partnerships and the ability to offer in-house financing, we're confident we can get you into the automobile you love, and at the most competitive financing available. We ask you not to limit your shopping, because oftentimes a new model is even easier to get you into than a used one.
We can, and do, help people dealing with the following:
- Open bankruptcy: Chapter 13 and 7
- Dismissed and discharged bankruptcies
- Repossession
- First-time buyers
- EIN number
- Victim of fraud
- No driver license required, only state ID
- Unpaid credit cards, late payments, divorce, late car payments
- Unpaid student loan
- Unpaid tax liens
- Unpaid mortgage or past due mortgage
We've even been able to help certain individuals receive the following benefits:
- No money down approvals
- Sales tax included
- Up to 90 days for your first payment
Though we're able to assist a high percentage of people, here are the most common reasons we're unable to get an application through:
- Repossession within a year's time
- Three-months behind on current auto payment
- Combined household income below $1,500.00/month
We invite you to get pre-approved now, and let us work on your behalf to start fresh with a new vehicle.
Here are just a few of the lenders that we work with in order to secure a loan for you:
- Ally,Â
- Capital One
- Commerce Bank
- CPS, CULS ( UNITED CONSUMERS CREDIT UNION)
- Fifth Third Bank
- NMAC
- Wells Fargo
